Our credit repair service is one of the most comprehensive services on the market today. Think about it, who knows better than a lender what needs to be improved in order to approve you for a loan? While our primary business is mortgage lending, we see the need to help folks clean up their credit in order to finally qualify for a new mortgage. With the current state of the credit and mortgage market, having good credit has become more important than ever. Although we might be able to find you a loan if your credit is bad, the chances are slim and the rate and terms will be lousy. Our job, as mortgage professionals, is to get you to the point where you finally qualify for the best loan out there at current market rates. If it takes a little bit more time to do it, then so be it.
Let's end the maddness and get down to business. Odds are that if you have bad credit (collections, charge-offs, late payments, bankruptcy, etc.), you probably went through a rough period in your life and made some mistakes. Now, with that in mind, no one can claim to have accurate items removed from your credit report. We certainly won't make that claim either, however, according to the Fair Credit Reporting Act, you have the right to dispute the accuracy and completeness of every item on your credit report. That's right! The burden of proof is on the credit reporting agency to prove that the information they are reporting about you is accurate and complete, not the other way around! We use the law to work for you, not them. Armed with the power, as outlined, in the Fair Credit Reporting Act, you can demand that the Credit Reporting Agencies PROVE everything that they are reporting about you and if they cannot, within 30 days, they MUST delete the disputed items.
If you are truly committed to regaining control of your credit score, then we will refer you over to the most effective and innovative credit restoration company in the market today. They will take you step by step through the entire process and guarrantee that you will see results. Now, they do charge a small fee for their invaluable service, but WE will refund the money that you pay for their services once we are able to close and fund a new mortgage loan for you.
Now we know that it might seem easy, however the Credit Bureaus often use delay tactics or just mark your dispute as frivolous or any number of things. Our credit repaire professionals have seen it all and they know how to bust through all of the credit agencies stall tactics to get the results that you deserve.
There are a lot of credit repair companies out there that just send out the plain form letter type disputes over and over again and keep collecting their $89 monthly fee with little to no success. That's where they are different. They tell you right up front how much it will cost and can even offer payment options to fit your budget. Their goal is not to get $89 out of you every month until you get tired of paying them - Their goal is to improve your credit and raise your score as quickly as possible so that we can do what we love - Approve you for a new mortgage loan. You see, the pressure is on them to clean up your credit report and raise your score as quickly as possible so we will get yet another happy customer for life, period! What could be easier? Now there are some limitations to that offer, so contact us right away to go over the details and find out what we can do for you!
We understand that everyone's credit is different and some will be much easier to repair than others so instead of having a flat fee for everyone, they price their credit repair service based on the amount of things they need to work on. For questions or for a price quote and more information, contact us right away and we'll put you in contact with them!
We look forward to helping you now and in the future and greatly appreciate you giving us the opportunity to earn your business!